NTSA Net Staff
By NTSA Net Staff 10/13/2014
A plan participant who works for a school district has been contributing to an annuity. He starts working for another, and would like to use the same annuity for that district’s contributions. You are an approved vendor for both plans and can easily switch the annuity from one district to the other...
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By NTSA Net Staff 10/7/2014
If a church that sponsors a 403(b)(1) annuity and 403(b)(7) custodial account has a minister who is self-employed, can he participate in the church’s 403(b) plan? In this week’s Tech Talk, Ellie Lowder tells us.
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By NTSA Net Staff 10/7/2014
Most 403(b) non-ERISA plans do not include employer matching contributions, which may decrease motivation for employees to enroll. But are there other ways to increase participation in such plans? In this week’s MarketBeat, Ellie Lowder has good news — there are, and she discusses them.
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By NTSA Net Staff 10/7/2014
Friday, November 14, 2014 12 p.m. - 1 p.m. ET Speakers: Molly Hamer, EFS Advisors; Chris DeGrassi, Executive Director, NTSA; Jeffrey Tomaneng, Lincoln Investment Planning; Mark Luckinbill, Aspire Financial Services; Matthew McBay, GWN Securities...
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By NTSA Net Staff 10/7/2014
Looking ahead and applying the lessons of the past can help in running a practice. And a panel of experts is ready to share their insights with you on how they built successful practices in an NTSA webcast on Friday, Oct. 10 from noon to 12:50 p.m. ET. The webcast will be hosted by David Blask...
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By NTSA Net Staff 9/30/2014
Experience, it is said, is the most difficult teacher, because she always gives the test before she gives the lesson. Every professional finds themselves at some point reflecting, “I wish I had” or “I wish I had never.” Join us for a complimentary webcast on Friday, Oct. 10 from noon to 12:50 p.m....
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By NTSA Net Staff 9/30/2014
Experience, it is said, is the most difficult teacher, because she always gives the test before she gives the lesson. Every professional finds themselves at some point reflecting, “I wish I had” or “I wish I had never.” Join us for a complimentary webcast on Friday, Oct. 10 from noon to 12:50 p.m....
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By NTSA Net Staff 9/30/2014
Experience, it is said, is the most difficult teacher, because she always gives the test before she gives the lesson. Every professional finds themselves at some point reflecting, “I wish I had” or “I wish I had never.” Join us for a complimentary webcast on Friday, Oct. 10 from noon to 12:50 p.m....
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By NTSA Net Staff 9/29/2014
Once a participant has defaulted on a plan loan, can they qualify for an additional loan? What if the defaulted loan has been deemed a distribution and any applicable taxes and penalties have been paid? In this week’s Tech Talk, Ellie Lowder fills us in on whether this is possible.
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By NTSA Net Staff 9/29/2014
While there is room for improvement in 403(b) participation rates, those rates are not as doom-and-gloom as those who market alternatives to 403(b) plan sponsors would like you to believe. In this week’s MarketBeat, Michael Webb explains why it’s a mistake to compare participation rates in 401(k)s...
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By NTSA Net Staff 9/23/2014
Suppose you’re trying to research the attrition rate that TPAs have experienced as a result of fees that are passed on to participants. In this week’s Tech Talk, Ellie Lowder tells us whether there is a benchmark rate prevalent in the industry.
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By NTSA Net Staff 9/23/2014
The DOL has issued numerous fee disclosure rules, including regs under ERISA Section 408(b)(2), to help fiduciaries determine what a “reasonable” fee is. In this week’s MarketBeat. Kimberley Flett and Jeannine Souders discuss what those regulations require of service providers.
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By NTSA Net Staff 9/16/2014
What are the limits of an employer’s direct pre-tax contributions to an employee’s 403(b) contribution? Is that a limit on the match percentage? In this week’s Tech Talk, Ellie Lowder answers these questions, as well as whether an employer can exclude certain classes of employees from the match.
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By NTSA Net Staff 9/12/2014
It’s only September, but the end of the 2014 plan year is fast approaching. That means more than compiling data for information reporting and preparing for the 2015 plan year — it also means providing notices to defined contribution plan participants before New Year’s Eve. Prudential outlines the...
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By NTSA Net Staff 9/12/2014
The Department of Labor recently issued Field Assistance Bulletin 2014-01 to help plan fiduciaries find missing participants and beneficiaries in terminated defined contribution plans. In this week’s MarketBeat, Linda Segal Blinn, J.D. discusses DOL Field Assistance Bulletin 2014-01, which applies...
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By NTSA Net Staff 9/9/2014
Can a public safety officer who retired at age 50 take withdrawals from his individual retirement account without a 10% penalty tax? He has been told that the 10% penalty tax is waived for public safe officers at age 50 or over. In this week’s Tech Talk, Ellie Lowder tells us whether this is...
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By NTSA Net Staff 9/8/2014
The degree of fiduciary responsibility for non-ERISA plans, such as those sponsored by public education and religious organizations, continue to generate many questions from plan sponsors and the advisors that serve them. In this week’s MarketBeat, Mike Webb argues that this is understandable, and...
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By NTSA Net Staff 8/29/2014
Suppose an employer provides 100% vesting in its 403(b) plan. There is a 60-day wait for the employer match (100%, up to 4%), and an employee needs to work 20 hours per week to qualify for the match. The employer has no highly compensated employees. What type of plan setup could the employer...
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By NTSA Net Staff 8/29/2014
Public school employees can contribute to a 403(b) plan, or to a 457(b) plan. Sounds great, but doing so can have negative ramifications. In this week’s MarketBeat, David Blask notes that these plans differ in several important ways and observes that the determination regarding which plan is...
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By NTSA Net Staff 8/28/2014
There is great variation among the states regarding their ability to meet their obligations to current and future retirees from their state and local work forces. The U.S. Census Bureau in its recently released 2013 Survey of Public Pensions: State-Administered Defined Benefit Data highlights...
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