NTSA Net Staff
By NTSA Net Staff 8/29/2014
Suppose an employer provides 100% vesting in its 403(b) plan. There is a 60-day wait for the employer match (100%, up to 4%), and an employee needs to work 20 hours per week to qualify for the match. The employer has no highly compensated employees. What type of plan setup could the employer...
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By NTSA Net Staff 8/29/2014
Public school employees can contribute to a 403(b) plan, or to a 457(b) plan. Sounds great, but doing so can have negative ramifications. In this week’s MarketBeat, David Blask notes that these plans differ in several important ways and observes that the determination regarding which plan is...
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By NTSA Net Staff 8/28/2014
There is great variation among the states regarding their ability to meet their obligations to current and future retirees from their state and local work forces. The U.S. Census Bureau in its recently released 2013 Survey of Public Pensions: State-Administered Defined Benefit Data highlights...
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By NTSA Net Staff 8/28/2014
There is great variation among the states regarding their ability to meet their obligations to current and future retirees from their state and local work forces. The U.S. Census Bureau in its recently released 2013 Survey of Public Pensions: State-Administered Defined Benefit Data highlights...
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By NTSA Net Staff 8/26/2014
What if a public safety employee rolled his distribution from a governmental defined benefit plan into a 457(b) plan and subsequently took a distribution of these dollars — would this distribution be subject to the 10% additional tax? In this week’s Tech Talk, Ellie Lowder tells us whether it would...
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By NTSA Net Staff 8/26/2014
Low participation rates in 403(b) plans — in particular plans in the public education K-12 market segment — is generating concern among employers. Recent studies have not provided specifics of current participation rates in that sector, but individual employers are reporting that it is not uncommon...
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The NTSA Summit is the premier 403(b) and 457(b) forum for education, compliance and sales ideas for producers, providers, agents, broker/dealers, sales and marketing managers, office staff, plan sponsors and other business officials. In 2013, NTSA combined the world class 403(b) Advisor Summit and...
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