Industry Trends & Research

With most U.S. employees financially stressed and worried about inflation, the ability to retire is now a top concern of employees, the results of a new study reveal.   In fact, the ability to retire is now the #2 concern of employees this year, behind only covering monthly expenses, according to ... READ MORE

Health savings accounts (HSAs) may still be used more as spending accounts than savings accounts, but the Plan Sponsor Council of America’s (PSCA) 2022 Health Savings Account Survey, sponsored by HSA Bank, finds signs that retirement plans are starting to influence HSA program designs. Most... READ MORE

We deal with a lot of gaps in our lives — gaps because there is a difference between what we want and/or expect and reality, writes Nevin Adams in MarketBeat. He discusses the Marist Mindset List, which he says provides some perspective on the shifting generational perspectives of individuals just... READ MORE

While most employees plan to rely on 401(k) savings to be their largest source of retirement income, only a small portion are confident in their ability to generate a retirement income strategy and most worry they will run out of money in retirement, a new survey finds.    In fact, findings from... READ MORE

Editor’s Note: this is the second in a two-part series on what can be done to help those who about to retire or already have to better prepare to finance their retirements. Part one is here.  “There are no quick, simple solutions” in encouraging pre-retirees and retirees make decisions that will... READ MORE

Editor’s Note: this is part one of a two-part series on what can be done to help those who are about to retire or have to better prepare to finance their retirements.  There is much to be done to improve employees’ retirement readiness, and that spells opportunity — for employees, but also for... READ MORE

Americans across generations face a vortex of challenges that are hindering their ability to save, leaving many with less than 50% of income replacement in retirement, according to an annual survey by Goldman Sachs Asset Management.        In fact, findings from the firm’s Retirement Survey &... READ MORE

Claiming that “granting Defendants’ Motion would invite a brave new world of agency lawlessness,” the ForUsAll plaintiffs that have sued the Labor Department based on the impact of the latter’s position on cryptocurrency investments in retirement plans, have moved to dismiss their motion to dismiss... READ MORE

Most of today’s workforce continues to embrace remote work policies over going to the office, but a new survey finds that location may affect much more than just the daily commute. In fact, MetLife’s annual open enrollment survey found that nearly half (45%) of remote workers are struggling to... READ MORE