Industry Trends & Research
We all know that target-date funds are different, even if their names sometimes suggest otherwise, writes Nevin Adams in MarketBeat; he continues that the difference that can often account for many of the other differences is the glide path.
READ MORE
Inflation worries and realities are weighing on lots of decisions of late—and a new survey suggests it will carry over into benefit decisions.
That new survey from Voya Financial, Inc. found that, specifically, due to inflation, the majority of employed individuals (70%) agree they plan to spend...
READ MORE
Franklin Templeton announced Sept. 13 that it is moving its 403(b) business to PCS Retirement’s Aspire 403(b) platform. Aspire is a division of PCS Retirement and is the largest independent recordkeeper serving K-12 retirement plans in the United States.
To date, says Franklin Templeton, most 403(...
READ MORE
Exploring the relationship between financial wellness and retirement savings reveals a profound relationship between the two, writes Ted Godbout in MarketBeat. He discusses research from T. Rowe Price that found that financial stress is a predictor of financial wellness, and retirement plan...
READ MORE
With the current economic environment exacerbating the financial situation of many workers, a new white paper shares insights on how emergency savings solutions designed for low-to-moderate income (LMI) workers can improve financial security and bolster retirement outcomes.
And plan sponsors and...
READ MORE
With many workers unable to cover the cost of an emergency, a new survey finds that most would support legislation allowing them to tap into a small portion of the retirement savings account to cover the cost.
AIG Life and Retirement’s survey of more than 1,200 American workers explored how:...
READ MORE
As the dust settles from the pandemic and we take stock of the debris, it’s instructive to consider how it affected retirement saving and retirement accounts. A recent study looks at that, and adds an historical perspective that also looks at the effects of another recent significant disruption —...
READ MORE
A new study finds signs of improvement in the U.S. adult population’s financial capability, writes Ted Godbout in MarketBeat. He notes that the FINRA Investor Education Foundation’s triennial National Financial Capability Study shows that by many measures U.S. adults generally fared better in 2021...
READ MORE
New research by the Principal Financial Group finds that many workers lack awareness of what’s in their retirement accounts — but at the same time, many don’t feel comfortable making their own investment decisions and are looking for help.
According to the research, roughly a third of U.S....
READ MORE
The volatile economic environment is contributing to a grim outlook among parents, according to the results of a new flash poll that focuses on families’ financial viewpoints.
Just half of U.S. parents feel confident they will be able to save enough for retirement or their children’s education...
READ MORE
Amid high inflation and mixed economic signals, most U.S. adults admit they are worried about the possibility of a recession and are taking steps to prepare, including saving more for retirement, a new survey finds.
In fact, nearly 7 in 10 (69%) U.S. adults admit that they are worried about the...
READ MORE
Tech Talk features some suggestions for steps an employer can take to encourage employees to build and enhance their financial wellness.
READ MORE
Retaining and maintaining records is not a minor matter—ERISA and Department of Labor (DOL) regulations make that clear. In MarketBeat, John Iekel writes about a plan administrator who observes that regardless of their importance, policies concerning record retention and maintenance are not as...
READ MORE
The 2023 NTSA Summit — Feb. 26-28, 2023, at the Grand Hyatt Tampa, in Tampa Bay, Florida — is the only industry event designed for 403(b) and 457(b) professionals.
But it gets better!
You can expect tailored general sessions and workshops based on advisor feedback we received from the agenda...
READ MORE
The pandemic has affected older Americans’ work and financial situations to a large extent, but a new issue brief finds that the retirement expectations of these respondents appear to remain the same despite these impacts.
In investigating the influence of the pandemic on participants’ working...
READ MORE
While inflation is causing a significant amount of stress and anxiety, a new survey finds that most American investors remain committed to their long-term financial goals.
In the past 12 months, rising inflation has caused the greatest proportion of investors (51%) to curtail discretionary...
READ MORE
A modest increase in participant elective deferral rates would enable most plan participants to attain a 75% replacement rate in retirement, according to new research by Vanguard.
To assess whether Vanguard DC plan participants are saving optimally in their current workplace retirement plan,...
READ MORE
Even though average account balances have decreased, given the stock market’s decline in the second quarter, there was also good news to be found in Fidelity’s Q2 2022 Retirement Analysis.
The analysis, which is based on the savings behaviors and account balances for more than 35 million IRA, 401...
READ MORE
Inflation is now the top obstacle to saving for a comfortable retirement, according to a new survey from Schwab Retirement Plan Services.
The firm’s annual nationwide survey of 401(k) plan participants finds that workers rank inflation (45%) ahead of other obstacles, including keeping up with...
READ MORE
While many employers made difficult cost-cutting decisions during the pandemic, a new survey finds that most feel responsible for their employees and are addressing their needs through enhanced benefit offerings and business practices.
The report from the Transamerica Institute and its...
READ MORE
Pages
Most Popular
