Participants/Clients Tools

Major trade legislation that was signed into law on June 29, 2015 should be of interest to public school districts and the school resources officers they hire. In MarketBeat, Ellie Lowder discusses a substantial change that measure makes to the distribution rules applicable to those officers. READ MORE

A new resource offering best practices for 403(b) non-ERISA plans is now available. Automatic Enrollment Guide: Best Practices for 403(b) Non-ERISA Plans, a comprehensive resource prepared by NTSA provides information relevant to all stages of providing this means of enrolling 403(b) participants.... READ MORE

A majority of households age 55 and older do not have retirement savings. That sobering news comes from a recently released study by the Government Accountability Office (GAO). “Retirement Security: Most Households Approaching Retirement Have Low Savings” says that 52% of such households are in... READ MORE

Michigan’s state employee retirement plan could be paying out a sizable chunk more in benefits four years from now. According to the Lansing State Journal, approximately 30% of the 48,617 state employees will be eligible to retire by 2019, nearly twice as many as this year.According to the Michigan... READ MORE

A year ago, President Obama touted the voluntary MyRA in his State of the Union Address — but the White House has a lot more to say about retirement this year — and it’s a lot less voluntary. According to a White House fact sheet, the administration is touting a series of retirement tax reform... READ MORE

Prospects for state and local employees’ financial security in retirement are better than that of their private-sector counterparts, according to a new paper from the National Association of Government Defined Contribution Administrators (NAGDCA). Nonetheless, the paper argues, steps still... READ MORE

Suppose you have a client who is a pastor and receives total income of $87,000, $42,000 of which has been designated as housing allowance. Can the church contribute $52,000 for him in 2014? In Tech Talk, Ellie Lowder tells us whether it can — and if it can’t, how much it can contribute beyond the... READ MORE

Seventeen states have, or are, considering measures that would allow employers to automatically enroll employees in IRAs. While these measures concern private-sector employers, their consideration reflects state governments’ interest in measures that address retirement plan participation in some... READ MORE

When the IRS writes its essay about how it spent its summer vacation, it will report about how it rolled out a new compliance initiative project focusing on whether non-qualified deferred compensation arrangements are operating in accordance with Internal Revenue Code Section 409A. So says Linda... READ MORE