Plan Participants
The U.S. Department of Labor has unveiled its much-anticipated final ESG rule that it says will allow “plan fiduciaries to consider climate change and other environmental, social and governance factors when they select retirement investments and exercise shareholder rights, such as proxy voting.”...
READ MORE
Effective communication is key to understanding to productive interaction — and third party administrators can attest to its importance, argued industry experts at a session of the 2022 ASPPA Annual Conference. John Iekel reports about their insights in MarketBeat.
READ MORE
While the broad scope of workplace benefits continues to evolve, findings from a new consumer research survey reveal that an employer-sponsored retirement plan is just as important for employee retention as a competitive salary and flexible work arrangements.
Specifically, the research from Voya...
READ MORE
The academics are at it again.
In a paper provocatively titled “The Life-Cycle Model Implies that Most Young People Should Not Save for Retirement” no fewer than four of them take 48 pages to make that case. The “trade press” breathlessly intoned “Most Young People Should Not Save For Retirement...
READ MORE
With financial pressure on U.S. employees piling up, the results of a new survey suggest that most employees want guidance from their companies to navigate inflation.
The joint survey by TalentLMS, Enrich and Tapcheck reveals that economic uncertainty caused by rising inflation and recession fears...
READ MORE
The future is an uncertain thing, and planning for uncertainty inevitably involves making some assumptions, writes Nevin E. Adams in MarketBeat. He discusses seven assumptions that he says can derail retirement realities if they are handled improperly.
READ MORE
Cybersecurity may feel like an unending purgatory of whack-a-mole. But an expert panel has offered some tips that can help lead one closer to the promised land of greater security.
“Cyber Cyphers: Tips, Tricks and Practice Shifts that Can Keep Your (Plan) Data Safe,” a session at an Oct. 25...
READ MORE
Findings from a bi-annual survey of retirement plan decision-makers in the higher education sector show that the defined contribution (DC) plan is the No. 1 most important benefit for attracting and retaining talent.
What’s more, 90% also agree that a DC retirement plan helps attract high-quality...
READ MORE
Employees increasingly are concerned about their household’s financial well-being and most describe their level of debt as a problem, which could affect their ability to save for retirement, a new survey finds.
Six in 10 employees (60%) are at least moderately concerned about their household’s...
READ MORE
While retirement is still more than two decades away for Americans born in the 1980s, an Urban Institute report finds that the retirement outlook for early Millennials is reason for concern — particularly compared to older generations, writes Ted Godbout in MarketBeat.
READ MORE
While a million dollars may sound like a lot of money, in reality, it’s only “table stakes” in funding a retirement that could last 25 to 30 years, a new report suggests.
Even before suffering losses in their 401(k)s and other retirement vehicles this year, high net worth individuals (HNWIs) were...
READ MORE
While the 401(k) remains the top retirement savings vehicle for today’s workers overall, Gen Z and Millennial workers are more likely to seek out a wider range of resources, from investment options and vehicles to financial wellness tools and advice.
According to Schwab Retirement Plan Services’...
READ MORE
With most U.S. employees financially stressed and worried about inflation, the ability to retire is now a top concern of employees, the results of a new study reveal.
In fact, the ability to retire is now the #2 concern of employees this year, behind only covering monthly
expenses, according to ...
READ MORE
Feeling SECURE? We’re still fairly new at implementing the first one, and here comes the second. In an Oct. 24 session of the 2022 ASPPA Annual conference, two industry experts offered a deep dive into what part two may portend — and that includes 403(b)s.
“The legislative process is a mystery,”...
READ MORE
Tech Talk discusses a report by the Congressional Research Service on the impact the Social Security statement can have.
READ MORE
We deal with a lot of gaps in our lives — gaps because there is a difference between what we want and/or expect and reality, writes Nevin Adams in MarketBeat. He discusses the Marist Mindset List, which he says provides some perspective on the shifting generational perspectives of individuals just...
READ MORE
In working on behalf of retirement plans, retirement plan participants, and those who support them, one of the constants is the importance of a bipartisan approach, American Retirement Association CEO and ASPPA Executive Director Brian Graff stressed in his opening remarks at the 2022 ASPPA Annual...
READ MORE
The IRS has announced cost-of-living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2023. The 2023 limits are contained in Notice 2022-55, released Oct. 21.
The limits for 2023 are as follows.
The limitation under Code Section 402(g)(1...
READ MORE
While a million dollars may sound like a lot of money, in reality, it’s only “table stakes” in funding a retirement that could last 25 to 30 years, a new report suggests.
Even before suffering losses in their 401(k)s and other retirement vehicles this year, high net worth individuals (HNWIs) were...
READ MORE
Results from the Employee Benefit Research Institute’s (EBRI) 2022 Spending in Retirement Survey finds that many retirees are reporting that their expenses are higher than expected.
In assessing how spending patterns and retirement well-being have changed since 2020, EBRI’s survey of nearly 2,...
READ MORE
Pages
Most Popular
