Investment Trends
CalSavers, the retirement plan the state of California provides for employees whose employers do not provide one, showed strong growth in some respects in June but held steady in others.
The CalSavers Retirement Savings Board reports that the number of employer registrations increased at double...
READ MORE
Tech Talk suggests some factors beyond what to contribute to a retirement account that a participant should consider.
READ MORE
Most people remain hesitant to invest in cryptocurrency in their DC plans, but a recent survey finds that there’s a small “crypto-curious” contingent.
With the increased attention of cryptocurrency, Stan Treger, behavioral scientist at Morningstar, notes that analysts at the firm began to wonder...
READ MORE
There are positive steps one can take to be financially prepared for retirement. And there also are actions one can not take that will help as well, points out an industry insider.
“The stakes are high,” writes Employee Fiduciary President and CEO Eric Droblyen in “The Pitfalls that Make...
READ MORE
Have you registered for the NTSA Virtual Summit? If not, this week is your last chance! This year’s sessions will include:
The state of the retirement markets — hosted by Mr. 403(b)!
Using retirement funds to pay for living expenses during hardship.
How to attract, motivate, and retain...
READ MORE
While most Americans tend to show some form of behavioral bias, a study finds that higher bias levels correlate directly with worse financial outcomes across a wide range of domains—from 401(k) balances to self-reported credit scores—writes Ted Godbout in MarketBeat.
READ MORE
Publicly traded companies would be required to disclose to shareholders certain environmental, social, and governance (ESG) metrics under legislation narrowly approved by the House of Representatives.
The House approved the Corporate Governance Improvement and Investor Protection Act (H.R. 1187) ...
READ MORE
More than a year into the COVID-19 pandemic, finances continue to be a top cause of employee stress, even above job, health and relationship stress combined.
In fact, nearly two-thirds (63%) of full-time employees say their financial stress has increased since the start of the pandemic, PwC...
READ MORE
Employees who maintained a handle on cash flow and an emergency fund prior to 2020 fared best during the pandemic, leading many employers to add financial resiliency to their list of key focus areas for 2021, according to a new study.
Financial Finesse’s 2020 Financial Wellness Year in Review...
READ MORE
In a recent Plan Sponsor Council of America (PSCA) webcast, industry experts offered ways to approach employees concerning HSAs and strategies that can help in improving how effective they are in helping them meet their current and future needs.
Panelists in the June 10 webinar “HSA Thought...
READ MORE
Plan design features, such as auto-enrollment, auto-escalation and target-date funds, helped DC plan participants stay the course and improve retirement outcomes, according to the most recent edition of the firm’s How America Saves study.
The adoption of automatic enrollment has more than tripled...
READ MORE
Tech Talk discusses some terms that the Department of Labor suggests including in a contract with a cybersecurity service provider.
READ MORE
I think interest rates—now at historic lows—are going to remain low (perhaps with some transitory upticks for inflation) for a very long time. And that means that it will be harder, that is, it will cost more, for Americans to retire.
Here’s why.
The Impact on Retirement(s)
Let’s begin with why...
READ MORE
Editor’s Note: The author of this piece wishes to remain anonymous.
I am quite sure that I am not the only advisor who is slightly concerned with the unabashed enthusiasm for extremely speculative investments these days. In talking with some of my colleagues, I know many others are fielding calls...
READ MORE
Amid ongoing questions surrounding the use of private equity investments in professionally managed funds within 401(k)s, a senior Department of Labor (DOL) official confirmed that the department is conducting stakeholder outreach to assess the issue.
Speaking May 10 at the first day of EBRI’s...
READ MORE
When it comes to the lifestyle path that retirees navigate, one thing is clear: There is little homogeneity, writes Ted Godbout in MarketBeat, discussing a new study by EBRI that identifies five distinct retirement profiles.
READ MORE
It’s back! A legislative proposal has reemerged in Congress seeking to use proceeds from a tax that would hit retirement savings to pay for making public colleges and universities tuition-free.
Sen. Bernie Sanders (I-VT), chairman of the Senate Budget Committee, and Rep. Pramila Jayapal (D-WA),...
READ MORE
Born between 1981 and 1996, Millennials represent the fastest-growing share of the investor market and their influence is only going to get bigger for years to come, according to a new study.
Broadridge's Insights on U.S. Investors, which looks primarily at the retail investment marketplace,...
READ MORE
Legislation has been introduced in the House that would expand the options for how 403(b) plan funds can be invested. Rep. Jimmy Panetta (D-CA) introduced H.R. 2741 on April 21.
Panetta introduced similar legislation, the Public Service Retirement Fairness Act (H.R. 6257), about a year ago, on...
READ MORE
Several factors are placing pressures on the U.S. retirement system, leaving the industry facing a decelerating revenue growth outlook, but a new report suggests there are “opportunities hiding in plain sight,” writes Ted Godbout in MarketBeat.
READ MORE
Pages
Most Popular
