NTSA Net Staff
By NTSA Net Staff 6/3/2019
It’s not exactly news that Americans are nervous about their retirement prospects – but a new study finds that a couple of key demographic groups are especially anxious.
The 2018 Protected Lifetime Income Index study, “The Clock is Ticking: Generation X and the challenge of retirement readiness,” ...
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By NTSA Net Staff 5/29/2019
Attendees at the recent Plan Sponsor Council of America’s (PSCA) National Conference in Tampa got a sneak peek at the findings of the PSCA’s Inaugural Health Savings Account Survey.
The general session panel – Kenneth Forsythe, Head of Product Strategy at Empower; and Glen Kvadus, VP at Optum...
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By NTSA Net Staff 5/28/2019
Editor’s Note: This is an occasional feature in the NTSA Advisor. It is drawn from The Source, a book that covers technical, compliance, administrative and marketing aspects of the 403(b) and 457(b) markets. More information about The Source is available here.
This is the first installment of a...
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By NTSA Net Staff 5/28/2019
Is there a requirement that for non-ERISA Section 403(b) or Section 457(b) loans, the interest rate on the loan must be prime plus 2%? In Tech Talk, Sue Diehl tells us.
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By NTSA Net Staff 5/28/2019
Many factors are in play when you’re designing retirement income strategies. In MarketBeat, John Iekel discusses a recent analysis from T. Rowe Price that argues that investors’ preferences and tolerance for risk should be most prominent.
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By NTSA Net Staff 5/28/2019
The Internal Revenue Service has announced updated deduction limits for high deductible health plans.
For calendar year 2020, the annual limitation on deductions under § 223(b)(2)(A) for an individual with self-only coverage under a high deductible health plan is $3,550, up $50 from the 2019...
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By NTSA Net Staff 5/24/2019
First the Labor Department announced a target for a fiduciary rule redo – and now the Securities and Exchange Commission has announced a review of its Regulation Best Interest.
The SEC has announced a meeting on June 5 where it “…will consider whether to adopt a new rule to establish a standard of...
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By NTSA Net Staff 5/20/2019
Editor’s Note: This is an occasional feature in the NTSA Advisor. It is drawn from The Source, a book that covers technical, compliance, administrative and marketing aspects of the 403(b) and 457(b) markets. More information about The Source is available here.
The following general concepts about...
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By NTSA Net Staff 5/20/2019
Tech Talk addresses when a pastor is considered “retired” and whether that Is defined by the Internal Revenue Code and the plan document, or by some other criteria.
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By NTSA Net Staff 5/20/2019
It’s normal that firms extend more favorable terms and discounts to those who do business with them, but those practices can cause trouble when doing business with ERISA-governed plans. In MarketBeat, Nevin Adams takes a look at how.
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By NTSA Net Staff 5/17/2019
Former American Retirement Association President Marcy L. Supovitz has been named to the ERISA Advisory Council, which advises the Labor Department on policies and regulations regarding ERISA plans.
The 15-member council (formally titled the Advisory Council on Employee Welfare and Pension Benefit...
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By NTSA Net Staff 5/14/2019
A 501(c)3 ministry has a main office and 12 chapters throughout the state, all of which operate under the same employer identification number (EIN). In Tech Talk, Susan Diehl tells us whether one could set a plan up under the main entity and have the chapters as participating employers, or whether...
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By NTSA Net Staff 5/14/2019
In MarketBeat, Linda Segal Blinn discusses the mechanics of Internal Revenue Code Section 415(c); she writes that determining the 415(c) annual additions limit requires additional information if an individual contributes to more than one 403(b) product or participates in more than one defined...
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By NTSA Net Staff 5/14/2019
The number of women in the retirement plan industry is growing. Though still a male-dominated field, women are bringing their talents, skills and unique abilities to the table, and helping businesses thrive.
Help support female advisors and TPAs get to “WiRC” this summer at the 2019 Women in...
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By NTSA Net Staff 5/14/2019
Editor’s Note: This is an occasional feature in the NTSA Advisor. It is drawn from The Source, a book that covers technical, compliance, administrative and marketing aspects of the 403(b) and 457(b) markets. More information about The Source is available here.
Each product provider that offers a...
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By NTSA Net Staff 5/14/2019
New proposed legislation could help close the retirement savings coverage gap — and you can help make it a reality.
Small business owners face real challenges — costs, administrative burdens, and increased liability for mistakes — in the decision to provide retirement benefits for their workers....
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By NTSA Net Staff 5/6/2019
Tech Talk addresses whether a 403(b) plan that has vendors holding money but does not have any current contributions needs to update its 403(b) document as a part of the new restated plan document requirement.
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By NTSA Net Staff 5/6/2019
In MarketBeat, John Iekel discusses a recent blog entry that focuses on whether or not to outsource, and outlines the advantages and disadvantages of decisions about how a retirement plan’s funds are to be invested.
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By NTSA Net Staff 5/6/2019
The Plan Sponsor Council of America (PSCA), part of the American Retirement Association (ARA), is giving retirement plan sponsors at nonprofit organizations an opportunity to participate in, and receive benchmarking data from, its annual 403(b) Benchmarking Survey.
Embarking on its second decade,...
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By NTSA Net Staff 5/6/2019
Editor’s Note: This is an occasional feature in the NTSA Advisor. It is drawn from The Source, a book that covers technical, compliance, administrative and marketing aspects of the 403(b) and 457(b) markets. More information about The Source is available here.
Internal Revenue Code Section 72(p)...
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