Practice Management
I’ve been writing a weekly column (and then some) for more than two decades now. Some are easier to write (and read)—and some hold up better (and longer) than others. These are some of my (and perhaps your) favorites from 2021.
Let me know what you think in the comments below… particularly if I...
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Tech Talk addresses the ways in which a plan review can be helpful.
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As many workplaces remain virtual ghost towns, new survey results shed some light on what’s discouraging staff from coming into the office. In MarketBeat, Ted Godbout writes that the discouragement measured in a survey of more than 1,200 U.S. workers is not necessarily COVID-related.
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Institutional investors are expressing confidence in the projected market conditions of 2022, but they also think individual investors are carelessly speculating on high-risk investments.
In fact, nearly half of institutional investors expect economic growth to return to pre-COVID levels in 2022...
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“You better watch out, you better not cry, you better not pout…”
Those are, of course, the opening lyrics to that holiday classic, “Santa Claus is Coming to Town.” And while the tune is jaunty enough, the message—that there’s some kind of elfin “eye in the sky” keeping tabs on us has always struck...
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When it comes to 403(b) plans of California school districts or charter schools, there is confusion about the ability of the sponsoring district or charter school to limit the participant’s ability to select a particular insurance provider for their tax-sheltered annuity (TSA).
On the one hand,...
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Sometimes the door doesn’t close on retired employees and it turns out to be a revolving door. In MarketBeat, John Iekel writes about a recent blog entry that discusses what rehiring a former employee may spell for an employer and a plan, and steps an employer may want to take.
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With cybersecurity of increasing concern to plan fiduciaries, participants—and regulators—a participant has sued his plan’s recordkeeper for breach of an implied contract to keep his data secure—as well as a breach of fiduciary obligation.
The suit was brought by one Eric Giannini “on behalf of...
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A record number of employees are eligible for and participating in 401(k) plans, and employers are increasing their default deferral limits in the wake of the SECURE Act, the Plan Sponsor Council of America has found.
Several factors shaped the 2020 retirement plan year—the pandemic and ensuing...
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Year-end plan reviews are just around the corner. In a Dec. 6. Session of the ASPPA Winter Symposium, Missy Matrangola, QKA, QPA, Consultant with Atlantic Pension Services, Inc., offered ideas on how to get the most out those reviews.
Why Do a Plan Review?
A plan review will be helpful in the...
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Total expenses for institutional investors have fallen 5% since 2015, according to Callan’s 2021 Cost of Doing Business Survey, marking the first decrease in the history of the survey.
Institutional investors paid an average of 54.2 basis points for total fund expenses, with the vast majority of...
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With the pandemic leading many employees to focus more on workplace financial benefits, a new study finds that nearly all HR executives are placing a priority on reevaluating such benefits for 2022.
Findings from Morgan Stanley at Work’s inaugural State of the Workplace Financial Benefits Study...
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The NTSA Advisor will not be appearing on Thursday, Nov. 25 as our offices will be closed in observance of Thanksgiving. The NTSA Advisor will return on Tuesday, Nov. 30. We wish you a Happy Thanksgiving!
Following are a few facts appropriate to the occasion.
On Sept. 28, 1789, just before...
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Like the annual physical, an employee benefit audit may not be much anticipated, nor particularly welcome. Yet both are important and can be worthwhile. A recent blog entry offers some ideas on making the most of one.
In “Six Steps to a Smooth Employee Benefit Plan (EBP) Audit,” David Rich and...
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Advocate, network, and grow: That’s the NTSA Summit experience!
And to kick off the 2022 NTSA Summit, we’re going to get our community up to speed on the ever-changing federal policies that affect the retirement plan industry.
So join us on Sunday, Feb. 6 at 1:30 p.m. for our first general...
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The IRS has updated the instructions for Form 8955-SSA, Annual Registration Statement Identifying Separated Participants with Deferred Vested Benefits. While these instructions, and the form itself, may not be relevant to all 403(b) plans, they are relevant to those to which ERISA Section 203...
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It’s been said that a committee is a group that keeps minutes and loses hours, but the reality is that they are an essential element in assuring prudent retirement plan operation and administration—even when they are a committee of one. In MarketBeat, Nevin E. Adams, JD, Head of Research and Chief...
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The Universal Availability rule ensures that if the employer allows one employee to defer salary into the 403(b) plan, all eligible employees will have the same opportunity—except those the law allows to be excluded and the 403(b) plan identifies the employee classification(s) not eligible to make...
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The most important step in helping employees to save for retirement is to provide a plan in which they can participate. MarketBeat features a blog entry argues that is only a first step, and that there are important matters that should not be overlooked.
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An Oct. 18 session of the 2021 ASPPA Annual conference included a discussion of 403(b) plan terminations.
Addressing the SECURE Act, Stephen Forbes, President of Forbes Retirement Plan Consulting, and Melissa Terito, a Partner at Sentinel Pension, discussed plan terminations and upcoming IRS...
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