403b Plans
Get a free copy of the nation’s leading benchmarking resource on 403(b) plans. Just get your plan sponsor clients to complete the survey—and they—and you—can get a free copy of the Plan Sponsor Council of America’s 2022 403(b) Plan Survey.
It’s online at https://www.cvent.com/d/skqdxb.
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The American Retirement Association (ARA) in a May 25 comment letter has made recommendations to the IRS concerning the proposed required minimum distributions (RMD) regulations issued in February 2022, including that the IRS delay the effective date of the regulations when they are in final form...
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Tech Talk addresses whether an employer can continue to make contributions on behalf of a deceased employee in a 403(b) plan.
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Where have you worked, for how long, and how much have you contributed to the 403(b) plan? These are all the questions that make up the puzzle pieces necessary to compute each participant’s available 403(b) catch-up.
Participants in a 403(b) plan can make an additional contribution once they have...
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“Saving is the No. 1 priority,” says Robert Kaplan, the American Retirement Association’s Director of Technical Education. Kaplan made his comments during a recent webcast that highlighted tax credits and deductions relevant to retirement saving, as well as proposals intended to increase it. ...
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While adopting a plan document is the first step in establishing and maintaining a 403(b), an employer's commitment to its internal controls is equally important. In its webpage “Retirement Plan Errors Eligible for Self-Correction,” the IRS reminds employers*, “The plan sponsor must have routinely...
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If you’re serious about supporting plans and workers in the non-profit sector you can’t afford to miss out on the inaugural NAPA/NTSA ERISA 403(b) Advisor Conference.
This unique conference is the only industry event designed specifically for expert advisors in the ERISA 403(b) space. Topics...
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Tech Talk discusses the service providers with which 403(b) sponsors work to handle one or more aspects of managing the plan.
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Well, this looks familiar: Capitol Hill considering a SECURE Act. But this time around, it’s SECURE 2.0. In a recent webcast, American Retirement Association Retirement Education Counsel Robert M. Richter provided an update regarding the provisions of SECURE 2.0—which include some that would affect...
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Exercising fiduciary duty entails a variety of functions—including maintaining and periodically reviewing documents and documentation. In MarketBeat, John Iekel writes about a recent blog entry that reminds that documentation means more than just keeping documents.
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Tech Talk discusses investment options for 403(b) plans, which generally are more limited than they are for other qualified retirement plans.
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Tech Talk addresses what U.S. government agencies have a role in regulating and overseeing 403(b) plans or investment options provided to participants.
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Why should the rules that determine how and how much a person can save for retirement be different depending on whether the person works for a government entity, a nonprofit or a for-profit employer? People are people, and their retirement needs are not different based on what type of entity...
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After “nearly five years of intensive litigation,” a little over a month ago, a university 403(b) excessive fee suit settled—and now we know the terms.
The suit was originally filed in June 2017 by Latasha Davis and Jennifer Elliott on behalf of Washington University’s plan of more than 24,000...
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Tech Talk discusses the circumstances under which a 403(b) plan is not covered by ERISA.
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Tech Talk discusses the kinds of administrative and investment fees that might be charged to a 403(b) plan.
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The NTSA honors the lifetime service of Philip Kim, CFP®, ChFC, CLU, RICP®, CRES, Signature Wealth Concepts, Scottsdale, AZ, with its 2022 Richard Ford Volunteer Service Award.
Phil excels in his NTSA leadership, chairing the meaningful Certified Retirement Education Specialist (CRES) project and...
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The collective balance of the 403(b)s in the education sector rose steadily over a decade, but fees blunt the effect of that growth, the Government Accountability Office (GAO) suggests in a recent study.
In “Defined Contribution Plans:403(b) Investment Options, Fees, and Other Characteristics...
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After waiting for nearly a year, legislation that builds off the original SECURE Act and is supported by the American Retirement Association was approved March 29 by the House of Representatives.
The Securing a Strong Retirement Act of 2022 (H.R. 2954)—a.k.a. SECURE Act 2.0—was approved by a 414-...
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Today’s competitive hiring environment is increasing the difficulty for small to medium size non-profits to attract and keep their employees. In hopes of helping with this issue, I want to highlight a way for employers to enhance retirement benefits without adding undo cost and on-going maintenance...
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