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Brian Graff

Another presidential candidate has proposed to pay for a campaign promise with a tax on retirement savings.    U.S. senator and presidential candidate Kamala Harris (D-CA) announced yesterday that she would propose a financial transactions tax to pay for her “Medicare-for-all” proposal –... READ MORE
The Wall Street Journal’s editorial board has challenged a specific “pay for” provision in the SECURE Act. But they’re missing the big(ger) picture. One of the main reasons the SECURE Act passed the House of Representatives by the large margin of 417-3 was that, as the WSJ acknowledges, it was “... READ MORE
The mid-terms are over and the Democrats are taking back control of the House for the first time since 2010, while the GOP slightly expanded its hold on the Senate majority. Believe it or not, while the talk outside the Beltway has largely focused on the prospects for even more gridlock, the... READ MORE
The November election was a shock to many people. Few anticipated the outcome, which created a political environment that is the most conducive to a comprehensive reform of the tax code since it last happened 30 years ago. Given this reality, a close examination of the Tax Reform Blueprint issued... READ MORE
A Joker is taking over Gotham City. Known as the New York City Nest Egg Plan, it is an ambitious attempt to close the retirement plan coverage gap for residents of the largest city in the United States. But instead of focusing squarely on the coverage issue — which remains a legitimate concern for... READ MORE
As a follow up to the DOL's recent guidance allowing states to sponsor multiple employer 401(k) plans, Congress this week is expected to pass legislation that could have a meaningful long-term impact on the 401(k) industry.The legislation, included in the tax extenders package, would create Pooled... READ MORE
There were four days of hearings on the Department of Labor’s proposed fiduciary rule and I kept waiting… and watching… and waiting. But it never came up. And that surprised me.You see, I was fully expecting someone to ask these two questions: “What about individuals who actually want to be... READ MORE
Several months ago, ASPPA members overwhelmingly voted in favor of a new name and structure for the umbrella organization of our four sister associations — the American Retirement Association.   As such, the American Retirement Association steps into the role of coordinator, overall industry... READ MORE