Skip to main content

You are here

Advertisement


Resetting the Mindset: DC Lifetime Income ‘Decumulation Accumulation’ and their Risk-Related Restrictions

Actuaries and mathematicians will tell us that the “actuarial cost” of any annuity you may purchase is effectively the same, no matter what sort of annuity you purchase, writes Robert Toth in MarketBeat. After all, he continues, your life expectancy is what it is; the interest rates are what they are; and the insurance companies investments supporting the lifetime guarantees are what they are.