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Practice Management

Figuring the Maximum Amount Contributable for More than One 403(b)

Q. How does one figure the maximum amount contributable if one has more than one 403(b)? 

A. If one contributed to more than one 403(b) account, one must combine the contributions made to all 403(b) accounts maintained by the employer. 
If one participated in more than one 403(b) plan maintained by different employers, it is not necessary to combine amounts for annual addition limits.

Source: IRS Publication 571