457 Plans
Retirement plans — and the opportunity to serve them and their participants and beneficiaries — are not limited to pensions, 401(k)s and 403(b)s. They also entail 457(b) plans — a market that offers fresh opportunity.
And it’s a sizable opportunity, NTSA Executive Director Brent Neese observed at...
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The new year has begun, and in an NTSA webcast Susan Diehl, President of PenServ Plan Services, offers a look at important developments that will affect your plans and those whom you – and they – serve.
In a Jan. 9 webcast, Diehl focused on many important issues affecting 403(b) and 457 plans,...
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Alternatives to existing teacher pensions have been the subject of debate and discussion and legislation – as well as jurisprudence – for years now. But a recent study found that the arrangements already in place are preferable.
In a recent study, the University of California, Berkeley, and the...
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In Tech Talk, Susan Diehl tells whether there a sample election form for an executive who participates in a 457(b) plan and who would like to defer distribution until a later date.
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Compliance can be a challenge for any employee benefit plan, but it can be even more complex if the arrangement in question is a church or governmental plan. In MarketBeat, Susan Diehl looks at just such complications.
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The IRS has announced cost-of-living adjustments affecting dollar limitations for pension plans and other retirement-related items for the tax year 2019. The 2019 limits are contained in Notice 2018-83, released Nov. 1.
The limits for 2019 are as follows:
The limitation under Code Section 402(g)(...
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A program letter from the heads of the IRS’s Tax Exempt & Government Entities (TE/GE) division provides an update on the compliance, data, process and casework strategies the division plans to focus on in the coming year.
Not surprisingly, implementing the Tax Cuts and Jobs Act (TCJA) will...
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The IRS has announced that it has granted tax relief certain victims of Hurricane Michael in Florida. The IRS action includes relief from penalties on payroll and excise tax deposits due on or after Oct. 7, 2018, and before Oct. 22, 2018, which it says will be abated as long as the deposits are...
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If you are part of the 403(b)/457(b) education market, whether as a financial advisor, product provider, TPA or home office management, NTSA is your industry organization. NTSA has a long history of providing opportunities for industry networking, training and advocacy. In fact, we have 30 years of...
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Why do the instructions to Form 1099-R not include the distribution of excess deferrals from a governmental 457(b) plan? Would adjusting the Form W-2 be a suitable option? In Tech Talk, Susan Diehl tells us.
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The ERISA consultants at the Retirement Learning Center Resource regularly receive calls from financial advisors on a broad array of technical topics related to IRAs, qualified retirement plans and other types of retirement savings plans.
A recent call with a financial advisor from Massachusetts...
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A state’s law requires governmental 457 plans to obtain a private letter ruling (PLR) from the IRS or have a document that relies upon one. In Tech Talk, Susan Diehl tell us how one can obtain such a document.
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Is double dipping is no longer allowed within 403(b) and 457 plans? And is the rule allowing employer contributions to an employee’s 403(b) for up to five years after termination of employment still in force? In Tech Talk, Susan Diehl tells us.
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Editor’s Note: ERISA Tips is a feature provided with you in mind — to make the newsletter more useful to you! If you have any content for ERISA Tips or the 403(b) Advisor that you would like to contribute or suggest, please contact John Iekel, editor of the 403(b) Advisor, at jiekel@usaretirement....
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Editor’s Note: This marks the inauguration of a new feature for the 403(b) Advisor, ERISA Tips. It arises from data on visits to the NTSA site and readership of its content, which indicates consistent interest in ERISA and how it is applied.ERISA Tips is provided in the 403(b) Advisor with you in...
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Former state employees who retire can return six months later without affecting their state retirement if their pay is under a certain threshold. Can such employees contribute to a 403(b), 457 or 401(k) In Tech Talk, Susan Diehl tells us.
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If you have a client who is a state employee and who is enrolled in a state 457 plan but not through the state, can that person transfer assets to that plan? In Tech Talk, Susan Diehl tells us.
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Public sector and education-related employers can offer their employees access to 403(b) plans, and the Hawkeye State is among them. The state also provides a supplemental program that offers a variety of services; a look at its nuts and bolts offers a close look at what such programs entail.
They...
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Officials from the Iowa Public Employees’ Retirement System (IPERS) appeared before the Iowa Legislature’s Public Retirement Systems Committee on Dec. 18. Committee members listened to testimony and inquired regarding the program’s status and liabilities.Testimony included a presentation by Iowa...
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Bipartisan legislation that would allow for electronic delivery of pension and retirement plan information was introduced in the U.S. House of Representatives Dec 11.Introduced by Rep. Jared Polis (D-CO) and Rep. Phil Roe (R-TN), along with 26 cosponsors, the “Receiving Electronic Statements to...
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