Managing Your Practice

In Part III of the 12th Series of the NTSA WOWcasts, NTSA Past President Randy Aranowitz interviews 2017 Elite Advisor Michael Cayen, a registered representative with M3 Investment Services and a registered retirement counselor. They discuss what the NTSA means to Cayen. In Part I, Aranowitz and... READ MORE

A new survey of plan sponsors finds notable decision gaps between large and small employers in their adoption of the provisions of the CARES Act.   Considering the breadth and potential depth of those retirement plan options now on the table, it is perhaps not surprising that nearly half (47.4%)... READ MORE

Last week the question arose as to whether retirement plan contributions for small businesses were covered under the CARES Act’s Paycheck Protection Program—now we have a definitive answer.   As was noted last week, Section 1102 of the Coronavirus Aid, Relief, and Economic Security (CARES) Act of... READ MORE

Are retirement plan contributions for small businesses covered under the CARES Act’s Paycheck Protection Program?    Section 1102 of the Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020 creates a Paycheck Protection Program (PPP)[1] to help small businesses affected by the COVID... READ MORE

Amidst the ongoing COVID-19 crisis, the American Retirement Association has been working diligently to push for commonsense solutions that provide Americans with the funds necessary to provide for themselves and their families while at the same time protect the private employer-sponsored retirement... READ MORE

NTSA needs YOU and your ideas! Join in this 2nd NTSA 2020 Member Survey, “NTSA Values & Benefits We Need.” This quick and easy survey should take less than five minutes to complete. We are most grateful for your input. Results will be reported in April. The survey can be found here. READ MORE

In Part II of the 11th Series of the NTSA WOWcasts, NTSA Past President Randy Aranowitz interviews Richard Williams, President and CEO of Williams and Co., who is a 2015 NTSA Elite Advisor as well as a member of the current NTSA Leadership Council. They discuss Williams’ business model, adviser... READ MORE

Remember, an exchange can only be accepted by vendors that have been included in the employer’s plan.   Thus, the employer may be asked to “sign off” on every exchange transaction form or provide a list of the approved vendors in the plan with agreement that exchanges will be accepted only by... READ MORE

The IRS has clearly indicated that no qualifying event is required for transfers or exchanges.   Thus, pre-59½ withdrawal restrictions do NOT apply to the values that are being transferred or exchanged under the final regulations. There have been reports of vendors refusing to honor requests for... READ MORE