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NTSA Net Staff

Actuaries and mathematicians will tell us that the “actuarial cost” of any annuity you may purchase is effectively the same, no matter what sort of annuity you purchase, writes Robert Toth in MarketBeat. After all, he continues, your life expectancy is what it is; the interest rates are what they... READ MORE
With inflation very much in the headlines, it should come as no surprise that true love costs a lot more this year. And by “true love,” we mean the cost of the items recounted in that holiday classic, “The Twelve Days of Christmas,” at least as tabulated in PNC's 39th annual Christmas Price Index... READ MORE
Tech Talk discusses seven main areas to address if one is notified by the IRS that a 457(b) plan is under audit by letter or phone call followed by an official letter. READ MORE
Why might a small employer not have a retirement plan in place? In MarketBeat, John Iekel writes about the insights a retirement services professional offers regarding what obstacles give small employers pause and how they may address those concerns. READ MORE
Tech Talk offers some administrative best practices for a third party administrator, product provider, or plan sponsor in following the rules concerning 403(b) distributions. READ MORE
Most of the attempts to affix a value to having an advisor tend to focus on investment returns or cost savings, writes Nevin E. Adams in MarketBeat. He continues that both are valid, objective measures that can have a real, substantive impact on retirement security — but, at least with the best... READ MORE
The current focus for this Congress may be on SECURE 2.0, but legislators from both parties and both houses of Congress have introduced a new retirement savings bill. The Retirement Savings for Americans Act was introduced by U.S. Senators John Hickenlooper (D-CO) and Thom Tillis (R-NC), and... READ MORE
Tech Talk discusses a variety of tips the IRS offers that are relevant to audits in the context of aggregation of 403(b) plans. READ MORE
It sometimes helps to go back to the basics when assessing the impact of changes to the law, including some of the most seemingly obscure of them, writes Robert Toth in MarketBeat. He continues that one of the most obscure of 403(b) rules lies in the structural difference between 403(b) and 401(a)... READ MORE
NTSA honors its 2023 Elite Advisors: Kelly A. Larkin, CFP®; Kelly A. Larkin; Seattle, WA Mitch Melan; Melan Financial; Atlanta, GA Jennifer Prosise, CFP®, CRES®; Voyager Group, Ltd.; Joliet, IL Rian A. Steinbiss, AIF®, CRES®; Clearpath Wealth Partners, LLC; Marlton, NJ Donald E. Wade, CFP®,... READ MORE
Tech Talk discusses what the IRS has to say about aggregation and 403(b) plans. READ MORE
The 2022 TPA Growth Summit offered a series of insights on team building, including a special session focusing on the importance of company culture, writes Nevin Adams in Marketbeat. READ MORE
With Congress poised to pass another comprehensive retirement policy bill this year — a new analysis underwritten by the American Retirement Association shows the dramatic impact on retirement savings — and retirement coverage — this bill could have. This legislation — nicknamed SECURE 2.0, as it... READ MORE
Tech Talk addresses what must be done in order to be eligible for retroactive correction. READ MORE
Effective communication is key to understanding to productive interaction — and third party administrators can attest to its importance, argued industry experts at a session of the 2022 ASPPA Annual Conference. John Iekel reports about their insights in MarketBeat. READ MORE
The NTSA Advisor will not be appearing on Thursday, Nov. 24 as our offices will be closed in observance of Thanksgiving. The NTSA Advisor will return on Tuesday, Nov. 29. We wish you a Happy Thanksgiving!  The famed first Thanksgiving took place a mere 401 years ago. So what was it really like? ... READ MORE
With financial pressure on U.S. employees piling up, the results of a new survey suggest that most employees want guidance from their companies to navigate inflation. The joint survey by TalentLMS, Enrich and Tapcheck reveals that economic uncertainty caused by rising inflation and recession fears... READ MORE
Tech Talk discusses what a remedial amendment period enables an employer to do. READ MORE
You may have missed it, but there’s been a bit of a “hub-bub” brewing on social media…about the impact of, and perhaps even the utility of, social media, writes Nevin E. Adams in MarketBeat. He offers some thoughts — and some tips.  READ MORE
Editor’s Note: This is part of the Advisor Alley series, brief, bi-weekly articles that provide a quick read about activities that other advisors, like yourself, are engaging in to serve their existing clients and prospect for new clients in this ever-changing environment in which we are all... READ MORE

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