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NTSA Net Staff

American households that adopt some or all of five key financial wellness behaviors are more likely to be saving more and better positioned for building wealth, says a report. In MarketBeat, Ted Godbout writes that the findings suggest that “retirement saving” is one of the most difficult behaviors... READ MORE
Tech Talk addresses what an IRS Information Letter is.    READ MORE
In MarketBeat, John Sullivan writes about American Retirement Association (ARA) member Apryl Pope, co-founder of Cincinnati-based Retirement Plan Partners, who delivers stark statistics about the state of retirement saving for traditionally marginalized communities and offers solutions. READ MORE
Legislation that purports to expand Social Security benefits, shore up program funding, and increase taxes on the “wealthy” has been reintroduced in Congress. The Social Security Expansion Act was originally introduced last June in the Senate by Sen. Bernie Sanders (I-VT), along with Sens. Chris... READ MORE
The NTSA is always eager to serve its members as well as the 403(b) and 457(b) marketplace, its professionals, and those whom it serves. And that takes fine-tuning to make sure the effort best meets their needs.  So the NTSA will be boosting its efforts to enhance its social media presence as well... READ MORE
Tech Talk discusses the circumstances under which the IRS ordinarily does not issue a determination letter. READ MORE
Financial literacy, financial wellness, and now …longevity literacy. John Sullivan writes in MarketBeat that it’s the latest phrase in the fight to raise awareness of — and preparation for — later-in-life issues, financial, medical, and otherwise, and an idea the TIAA Institute hit upon during its... READ MORE
Does a plan sponsor violate a duty of loyalty when considering retirement plan participant preferences?  Here’s what Tim Hauser, Deputy Assistant Secretary for Program Operations of the Employee Benefits Security Administration (EBSA), had to say.  “We added a provision that expressly says the... READ MORE
In January, Andrew Biggs, a Senior Fellow at the American Enterprise Institute known for his contrarian retirement takes and criticism of financial media sensationalism, was nominated to the Social Security Advisory Board. In MarketBeat, John Sullivan writes that some thought it was a sign of... READ MORE
On Jan. 30, the final rule titled “Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights” — a.k.a. the “ESG rule” — became effective. American Retirement Association CEO Brian Graff recently sat down with the Employee Benefits Security Administration’s Tim Hauser to... READ MORE
Tech Talk discusses what an IRS determination letter is and when the IRS issues one. READ MORE
There’s no one silver bullet likely to close the nation’s retirement plan coverage gap — but the target is pretty easy to spot, writes Nevin E. Adams, JD, in MarketBeat. He continues that the nation’s retirement plan access coverage gap is almost exclusively found among small businesses, and it’s... READ MORE
Comparisons between public- and private-sector benefits are understandable; indeed, such comparisons are often a large factor in employment decisions. But the variety and types of employers — and workers — covered by programs that operate under the auspices of 403(b) plans are extraordinarily... READ MORE
Tech Talk discusses what a “closing agreement” is in the context of an arrangement between the IRS and a taxpayer. READ MORE
When asked how long people typically live in retirement, more than half of adult Americans were unable to answer the question correctly in an annual survey, writes Ted Godbout in MarketBeat. He continues that this is a crucial knowledge gap that could interfere with saving enough to last through... READ MORE
Legislation that would significantly broaden the ability of individuals to use health savings accounts (HSAs) has been introduced in the House of Representatives.   Rep. Andy Biggs (R-AZ) on Jan. 9 introduced the Freedom for Families Act (H.R. 107), which would increase the annual contribution... READ MORE
Tech Talk discusses what exactly an IRS letter ruling is.  READ MORE
There’s nothing like a global pandemic to fuel interest in, if not the need for, emergency savings, writes Nevin Adams in MarketBeat. Indeed, he continues, there are a half dozen provisions in the new SECURE 2.0 designed to make it easier for workers to tap into their retirement savings — two aimed... READ MORE
Tech Talk discusses to whom required minimum distributions are important. READ MORE
It is a growing club that no one wants to join: the club of companies that became victims of cyberterrorism. In MarketBeat, Alison J. Cohen writes that it is often not a question of “if” a company will be attacked, but “when,” and that her firm is being asked what one should do about that. READ MORE

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